Does using BlackCart affect my credit score?
When you place an order with BlackCart for the first time, we place a soft credit check to determine the level of associated risk. This does not affect your credit score, and does not have a negative effect on your overall credit.
Results of our credit checks are also never shared with third parties. However, when items are kept and not paid for, this information is shared with credit reference agencies, so a late payment could damage your credit score.